Overlap · from SEC filings
SCHD vs VIG: what actually overlaps
SCHD and VIG: 13.77% of a dollar ends up in the same companies either way (SEC Form N-PORT, 2026-05-31 and 2026-04-30), across 32 securities the two funds both hold. Every free comparison tool can list the tickers in common; this weights them, which is the part that decides whether owning both changes anything.
The short version
Held alone, SCHD behaves like 32 equally weighted positions and VIG like 57.1. Held together in equal size they behave like 68.4 — 11.3 more than VIG on its own, even at 13.77% overlap.
Overlap here is the sum, over securities both funds hold, of the smaller of the two weights: the share of a dollar that sits in the same company either way. Matching is on CUSIP. Figures are as of each fund's own reporting date (2026-05-31 and 2026-04-30), which do not always align.
Not 50/50, or holding a third fund alongside these two? The portfolio calculator runs this same math for any weights, across up to 12 funds.
Side by side
as filed| SCHD | VIG | |
|---|---|---|
| Assets | $95B | $125B |
| Holdings | 101 | 334 |
| Effective holdings | 32 | 57.1 |
| Top ten weight | 43.64% | 33.46% |
| Largest position | 6.75% | 4.63% |
| Priced at market (Level 1) | 100% | 100% |
| Reporting date | 2026-05-31 | 2026-04-30 |
Where the overlap actually is
32The ten shared positions that account for the most of it, with what each fund holds of its own. Shared is the lesser of the two — the part that is held in common either way. Where the two columns diverge, one fund is making a larger bet on that company than the other, and holding both does not average it away.
| Company | SCHD | VIG | Shared |
|---|---|---|---|
| Procter & Gamble Co/The | 3.552% | 1.541% | 1.541% |
| UnitedHealth Group Inc | 5.102% | 1.513% | 1.513% |
| Home Depot Inc/The | 3.365% | 1.475% | 1.475% |
| Coca-Cola Co/The | 3.962% | 1.374% | 1.374% |
| Merck & Co Inc | 3.866% | 1.221% | 1.221% |
| Texas Instruments Inc | 5.915% | 1.15% | 1.15% |
| PepsiCo Inc | 3.445% | 0.976% | 0.976% |
| QUALCOMM Inc | 6.75% | 0.864% | 0.864% |
| Amgen Inc | 3.478% | 0.84% | 0.84% |
| Abbott Laboratories | 2.964% | 0.712% | 0.712% |
What the difference is made of
45.75% · 86.23%45.75% of SCHD sits in companies VIG does not hold at all, and 86.23% of VIG in companies SCHD does not hold. The largest of each, by weight in its own fund:
- Chevron Corp
- Verizon Communications Inc
- ConocoPhillips
- Altria Group Inc
- Bristol-Myers Squibb Co
- Broadcom Inc
- Apple Inc
- Microsoft Corp
- JPMorgan Chase & Co
- Eli Lilly & Co
By country of issuer
2026-05-31 · 2026-04-30Where each fund's money sits by the issuer country its filer reported (incorporation, not revenue). Two funds can share companies and still differ here, and a pair that looks diversified by name can be one country twice.
| Country | SCHD | VIG | Difference |
|---|---|---|---|
| United States | 94.99% | 99.98% | −4.99 |
| Ireland° | 2.90% | 0.00% | +2.90 |
| Curaçao° | 2.06% | 0.00% | +2.06 |
| Puerto Rico° | 0.05% | 0.00% | +0.05 |
| Not stated in filing | 0.00% | 0.02% | −0.02 |
What each fund did last quarter
Each fund's newest filing against its previous one. A pair whose overlap is rising or falling does so because of these moves; the figures are the same ones on each fund's page and in its feed.
Written about this pair
1This page is the measurement. These essays argue about what it means, with the figures as they stood when each was written.
Related comparisons
8Other pairs involving SCHD or VIG, ordered by how much they overlap.
| Pair | Overlap | Combined effective |
|---|---|---|
| VIG vs VTV | 50.73% | 100.7 |
| VIG vs VOO | 40.39% | 71.9 |
| IVV vs VIG | 38.86% | 72 |
| VIG vs VTI | 38.01% | 81.4 |
| ITOT vs VIG | 36.39% | 81.5 |
| QQQM vs VIG | 30.18% | 60 |
| QQQ vs VIG | 28.66% | 63.6 |
| VIG vs VUG | 26.61% | 43.5 |
Sources and limits
Computed from SEC Form N-PORT (NPORT-P), the portfolio report every registered US fund files. Positions below 0.001% of net assets are dropped; weights are normalised to each filing's own total.
Unit investment trusts including SPY and DIA do not file N-PORT, so no overlap can be computed for them. Where a comparison is missing from this site, that is usually why rather than an oversight.
Overlap says what is held in common, not what will move together. Two funds with no shared holdings can still fall together, and the effective holding count takes no account of correlation. All 275 pairs are in the concentration dataset, and every fund's own history is on its fund page.